Lexington's Trusted Insurance Agency

Who's Actually Protecting Your Family?

Most people don't realize their coverage gaps until it's too late. At Otis Brown Insurance Agency, we review what you have — and find out what you're missing — before life throws you a curveball.

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Trusted by families across Lexington

Otis Brown Insurance Agency team with clients in Lexington office

Locally Owned

Serving Lexington since established

Licensed & Insured
What We Cover

Insurance That Actually Fits Your Life

Every policy we write is built around your real situation — not a spreadsheet. Here's what we specialize in.

Auto Insurance

From daily commuters to classic cars — we find coverage that protects you on the road without overcharging for what you don't need.

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Home Insurance

Your home holds your life's work. We make sure your policy covers what matters — from structural damage to personal belongings.

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Life Insurance

Term, whole, universal — we explain the differences in plain language so you can choose what actually secures your family's future.

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Business Insurance

Whether you're a startup or a mainstay on Mass Ave, we structure coverage that shields your business from the risks that keep owners up at night.

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Umbrella Policies

When your auto or home limits aren't enough, an umbrella policy adds a critical layer of liability protection — and it's more affordable than you think.

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Not Sure What You Need?

Book a free, no-obligation consultation. We'll walk through your situation and recommend exactly what you need — nothing more.

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Otis Brown Insurance Agency office in Lexington, Massachusetts

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Client Focused

About Our Agency

A Lexington Agency That Actually Listens

Otis Brown Insurance Agency, Inc. was founded on a simple belief: insurance should work for you, not the other way around. Too many people shop for coverage the way they shop for appliances — cheapest option, hope it holds up.

We take a different approach. We sit down with you, understand your life, your assets, your concerns — and then build a plan that actually protects what matters. No pressure. No confusing jargon. Just honest advice from people who live here and care about this community.

Locally Owned

Lexington, MA

Personal Reviews

Every policy customized

Claims Support

We fight for you

Multiple Carriers

We compare so you don't have to

Why Choose Us

The Difference Is in the Details

Anyone can sell you a policy. We make sure it actually does what it's supposed to when you need it most. Here's what sets us apart.

1

No Rush, No Pressure

We take the time to understand your situation. You'll never feel pushed into a policy that doesn't fit.

2

Multiple Carriers, One Voice

We work with top-rated insurance companies so we can find the right fit — not just push one provider's product.

3

Here When Claims Hit

Filing a claim shouldn't mean starting from scratch. We walk beside you through the entire process.

4

Annual Policy Reviews

Your life changes. Your insurance should too. We review your coverage annually to make sure you're never under- or over-insured.

Family-First

Every decision starts with what's best for you and yours

Always Available

We're here when you need us — not just renewal season

Right Here

1 Militia Dr, Lexington — walk in any time

Trusted Coverage

Top-rated carriers with proven claims payment records

Prefer to text?

Reach us at (781) 862-7700

Don't Wait for the Storm to Check Your Roof — and Your Coverage

A quick conversation now can save you from a devastating surprise later. Let's make sure you're covered the right way.

Get In Touch

Let's Talk About Your Coverage

Reach out by phone, email, or stop by our office. We'd love to hear from you.

Our Office

1 Militia Dr
Lexington, MA 02421

1 Militia Dr, Lexington, MA 02421

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